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We offer our consumer customers several checking options to meet their individual needs. Details for each option are provided below.
Primary Checking
- Monthly statements - eStatement
- No service charge
- Free ATM/Debit Card with approved credit
- Unlimited transactions
- Free online banking with online images.
- $300.00 minimum opening deposit
Interest Checking
- Monthly statements - eStatement
- No service charge with $1000.00 minimum balance or $2500.00 average balance. $15.00 charge if balance falls below minimum/average.
- Free ATM/Debit Card with approved credit
- Variable interest on collected balance (no tiers) - rate subject to change without notice
- 50 checks at no charge; $.25 for each item after initial 50
- Free online banking with online images.
- $300.00 minimum opening deposit
Premiere Checking Exclusive benefits for customers who are 50 years old or better
- Monthly statements - eStatement
- No service charge if $500 minimum daily balance is maintained; $10 charge if balance falls below minimum
- Free ATM/Debit Card with approved credit
- Unlimited transactions
- Free online banking with online images
- Free Travelers checks (one signer)
- Free personalized checks (up to 3 boxes a year)
- $500.00 minimum opening deposit
Service Fees
Wire transfers
- Incoming $12.00
- Outgoing - domestic $22.00
- Outgoing - international $50.00
- Stop payment $33.00
- Returned deposit item $5.00
- Research (minimum 1 hour) $33.00
- Overdraft (if paid) & returned checks $33.00
- Daily Overdraft Fee $4.00
- Legal processing $100.00 per request
- Images of items included with statements $5.00 (images are free online)
- Statement copies $5.00
- Account printout $5.00
ATM transactions
- for non-Worthington ATMs $1.50
- ATM card replacement $10.00
Check printing Dependent on style & quantity (Collections incoming and outgoing)
- Domestic $20.00
- Foreign $20.00
- Counter checks (sets of 10) $1.00/set
- Item copy $2.00
Excessive use
- Money market $15.00
- Savings $3.00
Cashiers checks $5.00 Travelers cheques
- One signer $1.00 per $100.00
- Two signers $1.75 per $100.00
Safe deposit
- 3 x 10 $25.00
- 5 x 10 $50.00
- 10 x 10 $75.00
- Drilled box $100.00
- Key deposit $10.00
Notary fee
- Customer FREE
- Non-customer $5.00
Coin/Currency
- Locking bags $20.00
- Zipper bags $5.00
- Telephone transfer $3.00
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