Internet Banking

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Personal Checking

We offer our consumer customers several checking options to meet their individual needs. Details for each option are provided below.

Order your checks online from Harland Clarke, our preferred provider.

Secure, Fast Ordering - Ordering checks online from Harland Clarke is as safe and secure as ordering them in person or over the phone.  The site is Verisign secure and TruSecure certified, so your transactions and account information are safe and completely confidential.  When clicking on the link above to order checks you will be redirected from Worthington National Bank's website to Harland Clarke's website.
 

Primary Checking - Use as primary transaction account

  • Opening Deposit - $300.00 minimum
  • Monthly Maintenance Fees - No service charge with $500.00 minimum daily balance or $1000.00 average balance or if linked to business account or loan; $8.22/month if balance falls below minimum/average balance
  • Earn monthly credits by: Minimum of 5 point of sale (POS) debit transactions - $4.11 credit/month, Minimum of 1 ACH/direct deposit - $4.11 credit/month
  • Unlimited transactions
  • Monthly Statements - eStatement FREE / Paper Statements $5.27 without images
  • Free ATM/Debit Card with approved credit

Interest Checking - Earns interest on funds with a moderate account balance

  • Opening Deposit - $300.00 minimum
  • No service charge with $1000.00 minimum daily balance or $2500.00 average balance;  $15.00/month if balance falls below minimum
  • Other information - Rates subject to change daily (no tiers-Please contact one of our branch locations for current rate and yield information), 50 checks/debits at no charge; $.25 for each item after initial 50
  • Monthly Statements - eStatement FREE / Paper Statements $5.27 without images
  • Free ATM/Debit Card with approved credit

Service Fees

Wire transfers
  • Incoming - $12.00
  • Outgoing (domestic) - $22.00
  • Outgoing (international) - $55.14
  • Stop payment - $33.00
  • Returned deposit item - $5.00
  • Research (minimum 1 hour) - $33.00
  • Overdraft (if paid) & returned item - $31.50
  • Daily Overdraft Fee - $4.00
  • Legal processing - $100.00 per request
  • Images of items included with statements - $7.32 (images are free online)
  • Statement copies - $5.27
  • Account printout - $5.27

ATM transactions

  • for non-Worthington ATMs - FREE
  • ATM card replacement - $10.00

Check printing Dependent on style & quantity

(Collections incoming and outgoing)

  • Domestic - $25.45
  • Foreign - $25.45
  • Counter checks (sets of 10) - $1.00/set
  • Item copy - $2.00


Excessive use

  • Money market - $15.00
  • Savings - $3.00

Cashiers checks - $5.00

Travelers cheques/Gift Cards 

  • One signer - $1.00 per $100.00
  • Two signers - $1.75 per $100.00
  • American Express Gift Cards - $3.95/card

Safe deposit

  • 3 x 10 - $35.00
  • 5 x 10 - $50.00
  • 10 x 10 - $75.00
  • Drilled box - $197.62
  • Key deposit - $22.57

Notary fee

  • Customer - FREE
  • Non-customer - $5.00

Coin/Currency

  • Locking bags - $20.00
  • Zipper bags - $5.00
  • Telephone transfer - $3.00