Internet Banking

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Commercial Banking
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Business Checking

We offer our business customers several checking options to meet their individual needs. Details for each option, including benefits, rates and fee schedule are provided below.  All business checking accounts include free access to basic online Cash Management system.  For advanced Cash/Treasuary Management services contact your Officer. 

Order your checks online from Harland Clarke, our preferred provider.

Secure, Fast Ordering - Ordering checks online from Harland Clarke is as safe and secure as ordering them in person or over the phone.  The site is Verisign secure and TruSecure certified, so your transactions and account information are safe and completely confidential.  When clicking on the link above to order checks you will be redirected from Worthington National Bank's website to Harland Clarke's website. 

Commercial Checking

Commercial checking is for companies that have significant balances and high activity volume. With this checking option, activity is analyzed to determine monthly fees and balances can off set any charges.

  • Monthly Statements- eStatement FREE / Paper Statements $5.27 without images
  • Cash in per $1,000- $1.00
  • Cash out per $1,000 - $1.00
  • Overdraft available rate - 10%
  • Reserve rate - 10% on ledger balance
  • Analysis charges:
    • $20.00 monthly maintenance
    • $.15 per check/debit
    • $.15 per deposit/credit
    • $.07 per deposited item
  • $300.00 minimum opening deposit
Sole Proprietorship Interest Checking
This is an interest-earning checking account option created specifically for sole proprietorships. This type of account can only be opened by people that have DBA (doing business as), also known as an assumed name certificate.
  • Monthly Statements- eStatement FREE / Paper Statements $5.27 without images
  • No service charge with $2,500.00 minimum balance or $5,000.00 average balance; $15.00 charge if balance falls below minimum/average.
  • Variable interest on collected balance (no tiers) - rate subject to change without notice
  • 50 checks/debits at no charge;$0.25 for each item over 50
  • $300.00 minimum opening deposit

Business Checking
Business checking is for smaller businesses that typically do not have large balances.

  • Monthly Statements- eStatement FREE / Paper Statements $5.27 without images
  • No service charge with $2,500.00 minimum balance; $21.45 charge if balance falls below minimum
  • Maximum 50 checks/debits and 250 deposited items; $.25 per item over maximum
  • $300.00 minimum opening deposit