Primary Checking - Use as primary transaction account

• Opening Deposit - $300.00 minimum
• Monthly Maintenance Fees - No service charge with $500.00 minimum daily balance or $1000.00 average balance or if linked to business account or loan; $8.22/month if balance falls below minimum/average balance
• Earn monthly credits by: Minimum of 5 point of sale (POS) debit transactions - $4.11 credit/month, Minimum of 1 ACH/direct deposit - $4.11 credit/month
• Unlimited transactions
• Monthly Statements - eStatement FREE / Paper Statements $5.27 without images
• Free ATM/Debit Card with approved credit

Interest Checking - Earns interest on funds with a moderate account balance

• Opening Deposit - $300.00 minimum
• No service charge with $1000.00 minimum daily balance or $2500.00 average balance;  $15.00/month if balance falls below minimum
• Other information - Rates subject to change daily (no tiers-Please contact one of our branch locations for current rate and yield information), 50 checks/debits at no charge; $.25 for each item after initial 50
• Monthly Statements - eStatement FREE / Paper Statements $5.27 without images
• Free ATM/Debit Card with approved credit

Service Fees

Wire transfers

• Incoming - $12.00
• Outgoing (domestic) - $22.00
• Outgoing (international) - $55.14
• Stop payment - $33.00
• Returned deposit item - $5.00
• Research (minimum 1 hour) - $33.00
• Overdraft (if paid) & returned item - $31.50
• Daily Overdraft Fee - $4.00
• Legal processing - $100.00 per request
• Images of items included with statements - $7.32 (images are free online)
• Statement copies - $5.27
• Account printout - $5.27

ATM transactions

• for non-Worthington ATMs - FREE
• ATM card replacement - $10.00

Check printing Dependent on style & quantity

(Collections incoming and outgoing)

• Domestic - $25.45
• Foreign - $25.45
• Counter checks (sets of 10) - $1.00/set
• Item copy - $2.00

Excessive use

• Money market - $15.00
• Savings - $3.00

Cashiers checks - $5.00

Travelers cheques/Gift Cards 

• One signer - $1.00 per $100.00
• Two signers - $1.75 per $100.00
• American Express Gift Cards - $3.95/card

Safe deposit

• 3 x 10 - $35.00
• 5 x 10 - $50.00
• 10 x 10 - $75.00
• Drilled box - $197.62
• Key deposit - $22.57

Notary fee

• Customer - FREE
• Non-customer - $5.00

Coin/Currency

• Locking bags - $20.00
• Zipper bags - $5.00
• Telephone transfer - $3.00