Certificate of Deposits / Individual Retirement Accounts

What is are Certificates Of Deposit (CDs)?

Certificates Of Deposit (CDs) are a fixed-term savings vehicle that maximizes interest.

CDs are one of the highest-yielding Worthington National Bank FDIC-insured investments. They offer a guaranteed return, but limit your access to your balance until the CD matures.

Benefits include:

  • Get the security of Federal Deposit Insurance Corporation insurance.
  • Choose flexible terms starting from 30 days.
  • Earn stable, secure returns on your investment.
  • Typically, the longer the term the higher the yield.
  • CDs automatically renew.

What is are Individual retirement accounts (IRAs)?

Individual retirement accounts (IRAs) allow individuals to direct pretax income, up to specific annual limits, toward investments that can grow tax-deferred.