Personal Deposit Products

Worthington National Bank offers our consumer customers several checking options, interest bearing savings accounts and money market accounts options to meet their individual needs. Details for each option are provided below.

Primary Checking

Use as primary transaction account

  • Opening Deposit - $300.00 minimum
  • Monthly Maintenance Fees - No service charge with $500.00 minimum daily balance or $1,000.00 average balance or if linked to business account or loan; $8.22/month if balance falls below minimum/average balance
  • Earn monthly credits by: Minimum of 5 point of sale (POS) debit transactions - $4.11 credit/month, Minimum of 1 ACH/direct deposit - $4.11 credit/month
  • Unlimited transactions
  • Monthly Statements - eStatement FREE / Paper Statements $5.27 without images
  • Free ATM/Debit Card

Interest Checking

Earns interest on funds with a moderate account balance

  • Opening Deposit - $300.00 minimum
  • No service charge with $1,000.00 minimum daily balance or $2,500.00 average balance; $15.00/month if balance falls below minimum
  • Other information - Rates subject to change daily (no tiers-Please contact one of our branch locations for current rate and yield information), 50 checks/debits at no charge; $.25 for each item after initial 50
  • Monthly Statements - eStatement FREE / Paper Statements $5.27 without images
  • Free ATM/Debit Card

Savings

  • $300.00 minimum opening balance
  • Quarterly statement (calendar quarter)
  • $300.00 minimum balance for the quarter; $10.00 charge if balance falls below minimum
  • 6 free withdrawals per quarter; $3.00 charge for each withdrawals over 6
  • Interest paid quarterly based on collected balance - rate subject to change without notice

Minor Savings

  • $100.00 minimum opening balance
  • Quarterly statement (calendar quarter)
  • No minimum balance
  • 6 free withdrawals per quarter; $3.00 charge for each withdrawal over 6
  • Interest paid quarterly based on collected balance - rate subject to change without notice

Money Market

  • $2,500.00 minimum opening deposit
  • No service charge with $2,500.00 minimum balance; $15.00 charge if balance falls below minimum
  • Monthly statement - eStatements available
  • $15.00 per item fee exceeding 6 preauthorized withdrawals

Please contact us for current rates.

Mobile Banking

  • View account balances and transaction details
  • Transfer funds between accounts
  • Bill Pay
  • Use POP Money Transfer to send money to accounts at other financial institutions
  • Account Alerts and Text Messaging Available