Certificate of Deposits / Individual Retirement Accounts

What are Certificates Of Deposit (CDs)?

Certificates Of Deposit (CDs) are a fixed-term savings vehicle that maximizes interest.

CDs are one of the highest-yielding Worthington National Bank FDIC-insured investments. They offer a guaranteed return, but limit your access to your balance until the CD matures.

Benefits include:

  • Get the security of Federal Deposit Insurance Corporation insurance.
  • Choose flexible terms starting from 30 days.
  • Earn stable, secure returns on your investment.
  • Typically, the longer the term the higher the yield.
  • CDs automatically renew.

What are Individual retirement accounts (IRAs)?

Individual retirement accounts (IRAs) allow individuals to direct pretax income, up to specific annual limits, toward investments that can grow tax-deferred.