Personal Deposit Products

Worthington National Bank offers our customers several checking options, interest-bearing savings accounts, and money market account options to meet their individual needs. Our bankers work to help you meet your financial goals.

Primary Checking

Use as primary transaction account

  • Opening Deposit - $300.00 minimum
  • Monthly Maintenance Fees - No service charge with $1,000.00 minimum daily balance or $1,500.00 average balance; $14.00/month if balance falls below minimum/average balance
  • Earn monthly credits by - Minimum of 5 points of sale (POS) debit transactions - $7.00 credit/month, Minimum of 1 ACH/direct deposit - $7.00 credit/month
  • Unlimited transactions
  • Monthly Statements - eStatement FREE / Paper Statements $5.00 without images
  • Free ATM/Debit card

Interest Checking

Earns interest on funds with a moderate account balance

  • Opening deposit - $300.00 minimum
  • No service charge with $1,500.00 minimum daily balance or $3,000.00 average balance; $21.00/month if balance falls below minimum
  • Other information - Rates subject to change daily (no tiers-Please contact one of our branch locations for the current rate and yield information), 50 checks/debits at no charge; $.25 for each item after initial 50
  • Monthly Statements - eStatement FREE / Paper Statements $5.00 without images
  • Free ATM/Debit card

Savings

  • $300.00 minimum opening balance
  • Quarterly statement (calendar quarter)
  • $300.00 minimum balance for the quarter; $11.00 charge if balance falls below minimum
  • 6 free withdrawals per quarter; $3.00 charge for each withdrawal over 6
  • Interest paid quarterly based on collected balance - rate subject to change without notice

Minor Savings

  • $100.00 minimum opening balance
  • Quarterly statement (calendar quarter)
  • No minimum balance
  • 6 free withdrawals per quarter; $3.00 charge for each withdrawal over 6
  • Interest paid quarterly based on collected balance - rate subject to change without notice

Money Market

  • $2,500.00 minimum opening deposit
  • No service charge with $3,000.00 minimum balance; $21.00 charge if balance falls below minimum
  • Monthly Statements - eStatement FREE / Paper Statements $5.00 without images
  • 6 withdrawals or transfers per month
  • $15.00 per item fee for withdrawals or transfers in excess of 6

Please contact us for current rates.

Mobile Banking

  • View account balances and transaction details
  • Transfer funds between accounts
  • Bill Pay
  • Use POP Money Transfer to send money to accounts at other financial institutions
  • Account Alerts and Text Messaging Available